“Safety is a fundamental aspect of everyday living and contributes to happiness and the overall quality of life. This makes it one of the top factors seniors consider when choosing a retirement destination.” At number 6 is Carmel, NY. [Crime rate: 5.04 per 1,000 residents] “Thanks to its beautiful and peaceful position in the Hudson Valley, New York, Carmel is a perfect place to retire in the US with a low crime rate. It offers older adults a small-town charm, complete with a tight-knit community, a thriving art, cultural, and entertainment scene, and eclectic boutiques.

It also boasts active and nature-loving seniors to enjoy the breathtaking scenery and endless outdoor opportunities in the Hudson Valley. Moreover, Carmel is less than two hours from New York City, so retirees can always take a city break occasionally.”

At number 2 is Cold Spring, NY. [Crime rate: 1.50 per 1,000 residents] “Incorporated in 1846, Cold Spring is among the wildly underrated small towns in New York but makes a great retirement destination. Located along the Hudson River, it offers picturesque scenery and endless options for outdoor recreation, allowing seniors to live active lifestyles.

It is laid-back, peaceful, and has a vibrant arts community. Cold Spring boasts a close-knit community where the residents recognize each other. Moreover, a crime rate of only 1.50 makes it one of the safest small towns in America to retire